Resources
On this page please find our Reverse Mortgage Resources to help prepare you for your reverse mortgage. The resources on this page are updated frequently so please check back often.
Reverse Mortgage Counseling
Step 1. Schedule an appointment for Reverse Mortgage Counseling. You must schedule an appointment directly with the counseling agency. This session is conducted in person or over the telephone; however, HUD advises that, if possible, you meet with your counselor...
Reverse Mortgage FAQs
Reverse Mortgage FAQs - Most Frequently Asked Questions Q: Do I still own my home? Yes. You will retain the title and ownership during the life of the HECM loan, and you can sell your home at any time. The loan will not become due as long as you continue to...
Types of HECM Loans
What types of HECM Loans are available? There are two types of Home Equity Conversion Mortgage (HECM) loans. It is important to select the one that best meets your needs. HECM Loan The HECM is available as either an adjustable- or fixed-rate loan. With the adjustable...
Retirement Financing
Using Your Home Mortgage in Your Retirement Planning Planning your long-term use of your home's equity prior to retiring helps determine what kind of mortgage to place on your home. For most Americans, their home is the biggest investment they'll make and asset they...
Home Equity Conversion
What is a Home Equity Conversion Mortgage (HECM)? HECMs are the most common type of reverse mortgage and can have the following provisions: They can have variable or fixed interest rates. The maximum amount that you can borrow is limited by the value of your home,...
Unlock Your Home’s Equity
Enhance Your Financial Security With a Home Equity Conversion Mortgage Looking for Financial Security, try a Home Equity Conversion Mortgage. We understand that you want to transition easily into the retirement lifestyle of your choice. We are here to help you access...
5-Step HECM Loan Process
Our 5-Step HECM Loan Process We provide an easy 5-Step Process to obtain a HECM loan. 1Meet with an Advisor by phone or in person to discuss your financial needs and goals. 2 Decide if a HECM loan is right for you. If so, complete the application with the help of an...
Top 5 Reverse Mortgage FAQs
The Top 5 Reverse Mortgage Frequently Asked Questions Our Top Reverse Mortgage FAQs are listed here. Learn about some of the most frequent asked questions about reverse mortgages and the answers. This is a great place to get started learning the facts about this...
Reverse Mortgage for Purchase
A Step-by-Step Process to Financing Your New Home For borrowers age 62 or older, a Reverse Mortgage for Purchase can be a great alternative to traditional mortgages that require you either to pay monthly mortgage payments or to liquidate additional assets in order to...
Have questions? We have answers.
We love helping – a success story
How Betty’s Life Changed: Betty was living off of $300/month and almost in Foreclosure. After helping her with a reverse mortgage her income went to $3103/month. Less taxes and insurance on the current property of $187, equaled $2916/month… a difference of $2616 per month.
She was ecstatic! A month later she called to thank me, and told me that she bought herself the first new clothes she had had in over 4 years. Result – Her entire life changed for the better overnight! Now, I was ecstatic too!
